Working Capital Loans

Working Capital Program

  • Loan amounts from $5,000 to $450,000

  • No collateral is required

  • Fundings in 5 business days

  • Terms from 12 to 24 months

  • Minimal documentation required

  • Interest-only options available

  • Up to 100% principal deferral

  • Early pay-off options are available

  • All loans come with a no-fee line of credit

  • Access to 5 separate loan drafts over a 6-month period

  • Repayment is not tied to credit card transactions

  • The interest is tax-deductible

Preferred Industry Types

  • Fast Food Restaurants with Drive-Thru

  • Pizza Delivery and Takeout Restaurants

  • Sub Shops with Takeout and Delivery

  • Quick Service Restaurants with Takeout/Delivery

  • Fast Casual Restaurants with Takeout/Delivery

  • Coffee, Donut and Ice Cream Shops

  • Liquor Stores

  • Grocery Stores

  • Drug Stores/Pharmacies

  • Barbers, Hair and Nail Salons

  • Auto Repair & Service

  • Car Washes

  • Dry Cleaners

  • Book Stores

  • Gift Stores

  • Hobby/Toy Stores

  • Cigar Stores

  • Electronics Stores

  • Commercial Cleaning Services

  • Specialty/Ethnic Grocery Stores

  • Family Doctors

  • Dentists, Orthodontists

  • Urgent Care

  • Home Healthcare

  • Diagnostics Imaging Centers

  • Chiropractors

  • Veterinarians

  • Pet Stores

  • Pet Supplies

  • Pet Grooming

  • Dollar Stores

  • Hardware Stores

  • Florists

  • Sporting Goods Stores

  • Bicycle Shops

  • UPS/Mailing/Shipping Stores

Guidelines

  • Minimum Equifax credit score of 551

  • Minimum 12 months time in business (same ownership)

  • Minimum monthly revenue of $10,000

  • Loan amounts up to $450,000 for a single entity and up to $675,000 for multiple entities

  • Fixed repayment terms from 12 to 24 Months

  • Can Pay Off up to 2 Competitors

Expanded Portfolio

  • Accountants

  • Aerospace, Defense Contractors

  • Agricultural Services & Products

  • Alternative Energy Production & Services

  • Architectural Services

  • ATV / Golf Cart Dealers

  • Auto Parts

  • Breweries, Wineries, Distilleries, Bottling, and Distribution

  • Broadcasters, Radio/TV

  • Building Materials & Equipment

  • Cable & Satellite TV Production & Distribution

  • Communications/Electronics

  • Computer Software

  • Defense Aerospace

  • Food Processing & Sales

  • For-Profit Education

  • Landscaping, Design & Service

  • Manufacturing

    • Chemical & Related Manufacturing

    • Drug Manufacturers

    • Electronics Manufacturing & Equipment

    • Food Products Manufacturing

    • Pharmaceutical Manufacturing

  • Meat Processing & Products

  • Medical Equipment & Supplies

  • Nursing Homes/Hospitals

  • Nutritional & Dietary Supplements

  • Pharmaceuticals / Health Products

  • Printing & Publishing

  • Professional Sports, Sports Arenas

  • Steel Production / Steel Fabricators

  • Textiles

  • Trash Collection/Waste Management

  • Wholesale

Guidelines

  • Minimum Equifax credit score of 551

  • Minimum 24 months time in business (same ownership)

  • Minimum monthly revenue of $17,000

  • Loan amounts up to $450,000 for a single entity and up to $675,000 for multiple entities

  • Fixed repayment terms from 12 to 24 Months

  • Can Pay Off up to 2 Competitors

Start Your Online Application