Working Capital Loans

Working Capital Program

  • Loan amounts from $5k-$500k

  • No collateral is required

  • Fast Approval Process

  • Terms from 3 to 24 months

  • High Approval Rates

  • Only a Soft Credit Report Pull Required

  • Seamless, online application

  • Small manageable daily or weekly payments

  • Loan proceeds used for any business purpose

  • Imperfect of damaged credit? Give us a try!

  • Funding as soon as the business day after approval.

  • The interest is tax-deductible

Preferred Industry Types

  • Fast Food Restaurants with Drive-Thru

  • Pizza Delivery and Takeout Restaurants

  • Sub Shops with Takeout and Delivery

  • Quick Service Restaurants with Takeout/Delivery

  • Fast Casual Restaurants with Takeout/Delivery

  • Coffee, Donut and Ice Cream Shops

  • Liquor Stores

  • Grocery Stores

  • Drug Stores/Pharmacies

  • Barbers, Hair and Nail Salons

  • Auto Repair & Service

  • Car Washes

  • Dry Cleaners

  • Book Stores

  • Gift Stores

  • Hobby/Toy Stores

  • Cigar Stores

  • Electronics Stores

  • Accountants

  • Aerospace, Defense Contractors

  • Agricultural Services & Products

  • Alternative Energy Production & Services

  • Architectural Services

  • ATV / Golf Cart Dealers

  • Auto Parts

  • Breweries, Wineries, Distilleries, Bottling, and Distribution

  • Broadcasters, Radio/TV

  • Building Materials & Equipment

  • Cable & Satellite TV Production & Distribution

  • Communications/Electronics

  • Computer Software

  • Defense Aerospace

  • Food Processing & Sales

  • For-Profit Education

  • Landscaping, Design & Service

  • Manufacturing

    • Chemical & Related Manufacturing

    • Drug Manufacturers

    • Electronics Manufacturing & Equipment

    • Food Products Manufacturing

    • Pharmaceutical Manufacturing

  • Meat Processing & Products

  • Medical Equipment & Supplies

  • Nursing Homes/Hospitals

  • Nutritional & Dietary Supplements

  • Pharmaceuticals / Health Products

  • Printing & Publishing

  • Professional Sports, Sports Arenas

  • Steel Production / Steel Fabricators

  • Textiles

  • Trash Collection/Waste Management

  • Wholesale

  • Commercial Cleaning Services

  • Specialty/Ethnic Grocery Stores

  • Family Doctors

  • Dentists, Orthodontists

  • Urgent Care

  • Home Healthcare

  • Diagnostics Imaging Centers

  • Chiropractors

  • Veterinarians

  • Pet Stores

  • Pet Supplies

  • Pet Grooming

  • Dollar Stores

  • Hardware Stores

  • Florists

  • Sporting Goods Stores

  • Bicycle Shops

  • UPS/Mailing/Shipping Stores

Guidelines

  • Minimum credit score of 600

  • Minimum 6 months time in business (same ownership)

  • Minimum monthly revenue of $10,000

  • Averaging at least $10k per month in sales in the last 3 months.

  • No more than one fixed daily/weekly debit loan

  • Free from open bankruptcies

Start Your Online Application