Rental Property Lending

RENTAL and COMMERCIAL PROPERTIES

We understand the issues facing our clients in financing rental and commercial properties. Our unique approach is not only what differentiates us, but also what makes us successful. We provide a broad range of lending solutions to help you finance your property.

Our Lending Experience

We believe in providing the best possible services for all of our clients, to ensure they have the financing needed to succeed. We’re extremely flexible and work with each client in order to find a solution that works for their specific needs and financial situation. Feel free to contact us with any questions regarding your property financing needs.

Rental Property Lending

Short-Term Rehab

  • Loan Purpose for Multi-family Unit 5+: Acquisition, Rehab, Refinance, Cash-Out Refinance

  • Term: 2 years

  • Interest Only: Yes

  • Interest Rate: As low as 6.74%

  • Interest Rate on Undrawn Rehab Funds: 0%

  • Prepayment Penalty: None

  • Rehab Funds: Yes

  • Loan Limits: Starting at $250K

  • Non-Recourse Available: Yes

Short-Term Stabilized

  • Loan Purpose for Multi-family Unit 5+: Acquisition, Rehab, Refinance, Cash-Out Refinance

  • Term: 2 years

  • Interest Only: Yes

  • Interest Rate: As low as 6.74%

  • Interest Rate on Undrawn Rehab Funds: 0%

  • Prepayment Penalty: None

  • Rehab Funds: Yes

  • Loan Limits: Starting at $250K

  • Non-Recourse Available: Yes

Multi-Year Option

  • Loan Purpose: Investment Properties

  • Term: 5, 10, or 15 years with extension options

  • Interest Only: Yes

  • Interest Rate: 4.0% - 6.5% 

  • Up to 75% of Value

  • Non-Recourse Available: Yes

FlexPerm Loan

Key Features:

  • No Doc Lending

  • LTVs up to 75%

  • Great for qualifying W-2, self-employed investors, and small business owners.

  • Based on property value, not personal income.

  • Best alternative to hard money loans.

  • Interest Rate: As low as 6.74%

  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

 

Property Types:

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Fast50 Loan

Key Features:

  • No Doc Lending

  • LTV up to 75%

  • Great for borrowers with a recent bankruptcy or notice of default.

  • No seasoning of ownership required.

  • Improved pricing compared to our FlexPerm program.

  • Derogatory mortgage history is OK.

  • Interest Rate: As low as 6.24%

  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.


Property Types:

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Foreign Investor Loan

Key Features:

  • LTVs of up to 65%.

  • No U.S. credit required.

  • No seasoning of funds required.

  • No other U.S. investment experience required.

 

Property Types:

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Contact Us

 Address: 4290 Bells Ferry Rd

                 Suite 134-1032

                 Kennesaw, GA 30144

Main: (678) 243-0411

Fax: (678) 732-6938

Email: info@americanbusinesscapital.com

Rental Property Lending
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