Working Capital Loans

WORKING CAPITAL

We partner with top-tier lending companies in multiple industries and sectors. With our working capital partners, you can gain access to funds quickly without collateral and limited paperwork. Our financing has manageable payments that will not increase as revenue grows. 

Our Lending Experience

We believe in providing the best possible services for all of our clients, to ensure they have the financing needed to succeed. We’re extremely flexible and work with each client in order to find a solution that works for their specific needs and financial situation. Feel free to contact us with any questions regarding your working capital needs.

Our Three Working Capital Programs

Program One

  • Loan amounts from $5,000 to $450,000

  • No collateral is required

  • Funding within in 5 business days

  • Terms from 12 to 24 months

  • Minimal documentation required

  • Interest-only options available

  • Up to 100% principal deferral

  • Early pay-off options are available

  • All loans come with a no-fee line of credit

  • Access to 5 separate loan drafts over a 6-month period

  • Repayment is not tied to credit card transactions

  • The interest is tax-deductible

Guidelines

  • Minimum Equifax credit score of 551

  • Minimum 12 months time in business (same ownership)

  • Minimum monthly revenue of $10,000

  • Loan amounts up to $450,000 for a single entity and up to $675,000 for multiple entities

  • Fixed repayment terms from 12 to 24 Months

  • Can Pay Off up to 2 Competitors

Program Two

  • Loan amounts from $5k-$500k

  • No collateral is required

  • Fast Approval Process

  • Terms from 3 to 24 months

  • High Approval Rates

  • Only a Soft Credit Report Pull Required

  • Seamless, online application

  • Small manageable daily or weekly payments

  • Loan proceeds used for any business purpose

  • Imperfect of damaged credit? Give us a try!

  • Funding as soon as the business day after approval.

  • The interest is tax-deductible

Guidelines

  • Minimum credit score of 600

  • Minimum 6 months time in business (same ownership)

  • Minimum monthly revenue of $10,000

  • Averaging at least $10k per month in sales in the last 3 months.

  • No more than one fixed daily/weekly debit loan

  • Free from open bankruptcies

Program Three

  • Loan amounts up to 300k

  • No collateral is required

  • Fast Approval Process

  • Terms from 5 to 7 years

  • 95% Approval Rates

  • Repeat clients can get up to $150k per round

  • Seamless, online application

  • Manageable monthly payments

  • Great for Start-ups

  • Competitive bank terms

  • No interest Credit Cards first 18 months

  • The interest is tax-deductible

  • Term loan up to 7 years

Guidelines

  • Minimum credit score of 700

  • Minimum income $50k-$75k

  • No high credit card debt over 50%

  • No brand new accounts opened in the last 12 months

  • No bankruptcies within last 3-5 years

Contact Us

 Address: 4290 Bells Ferry Rd

                 Suite 134-1032

                 Kennesaw, GA 30144

Main: (678) 243-0411

Fax: (678) 732-6938

Email: info@americanbusinesscapital.com

Working Capital Loans
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