Empowering Businesses
Through Transparent Capital

American Business Capital was built on a simple premise: commercial lending shouldn't feel like a trap. We provide institutional-grade financing with the integrity of a Service-Disabled Veteran-Owned business.

Veteran Owned Business SDVOSB Verified Member Badge

SDVOSB Verified ➜

Service-Disabled Veteran-Owned Small Business.
American Business Capital LLC BBB Business Review

BBB Accredited

Monitored commercial compliance verification.
Verification

D-U-N-S Reg

Global record profile: 14-101-2642.
U.S. Department of Labor HIRE Vets Gold Medallion Award Seal

HIRE Vets ➜

Official U.S. Dept. of Labor Medallion Recipient.

Leadership Team

Hover or tap profiles to view executive background

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Ryan Lavender, Founder and Principal Broker of American Business Capital

Ryan Lavender, B.B.A.

Founder & Principal Broker

I founded American Business Capital to establish a commercial lending platform centered entirely on clear, honest execution and institutional-grade broker standards.

Backed by a business degree and over 20 years of financial project management experience, I apply the structural discipline and straightforward communication model cultivated during my military service to every transaction.

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Sandra Lavender, Chief Operations Officer and Broker

Sandra Lavender, B.B.A.

Chief Operations Officer & Broker

Sandra oversees our corporate risk frameworks, client processing architecture, and compliance protocols, ensuring all active loan applications meet rigid institutional quality controls.

With a comprehensive background in business administration, financial auditing, and advanced postgraduate training in strategic corporate market mechanics, she manages the transactional security metrics that protect our pipeline.

Our Brokerage Standards & Integrity

Enforcing rigorous self-regulation and ethical guardrails to safeguard your business funding journey.

Our Ethical Foundation

Unlike residential lending, the commercial loan brokerage industry lacks stringent formal regulation. This leaves small business owners vulnerable to hidden fee structures and shifting operational terms. Because there are few external rules holding brokers accountable, our firm operates on an unshakeable moral and ethical compass. We treat your corporate financial health as our personal responsibility, establishing a baseline of truth you can rely on.

Vetted Capital Channels

Because the market can be highly unpredictable, we actively work to isolate our clients from bad actors. Every lending partner, private fund, and credit source in our network undergoes an intensive internal screening process. If a provider cannot deliver stable repayment paths, clear terms, and a smooth, professional client experience, we exclude them from our portfolio entirely.
Institutional Division DBA

Structured Finance ($165M+ USD)

Structured Finance operates as a specialized division under American Business Capital LLC, offering institutional debt brokerage arranging high-leverage capital facilities for large-scale projects across all asset classes globally. We broker non-bank senior debt, subordinated mezzanine facilities, and bank-guaranteed syndicate escrow structures starting at $165M USD.

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Straightforward Commercial Capital Solutions

We work directly with business entities seeking transparent transaction frameworks, reliable options, and an honest funding execution. Secure your financing pathway below.

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Corporate Headquarters: 116 Agnes Rd, Suite 200, Knoxville, TN 37919
Direct Corporate Support: 615-200-8396

Disclaimer: American Business Capital LLC is a commercial capital broker providing strategic institutional underwriting coordination for business-to-business transactions. We do not issue direct retail consumer mortgages, deposit accounts, or consumer financial products. All programs are subject to institutional credit verification, corporate underwriting evaluation, and ultimate lending channel final approval.