Terms of Service & Legal Disclaimer

1. Nature of Services (Broker Disclosure)

American Business Capital LLC operates exclusively as a Commercial Loan Broker and Independent Financial Intermediary. We are not a direct lender, FDIC-insured depository bank, or private capital funding source. We facilitate capital relationships between business entities (borrowers) and independent third-party financing providers, including institutional marketplace lenders, asset-backed private capital groups, SBA lending institutions, and specialized industry funding platforms. We do not underwrite, directly approve, or issue funds for any financing transactions.

2. Financing Terms, Rates, and Product Criteria

All financial structures, parameter estimations, and product parameters referenced on this website—including estimated interest rates, closing speeds, monthly revenue baselines, operational time requirements, and personal credit targets—are preliminary indicators and subject to modification without prior notice. Final financing parameters, interest calculations, and closing covenants are determined solely and independently by third-party funding channels after a comprehensive file submission and underwriting evaluation. Data provided here is for informational benchmarking purposes only and never constitutes a guaranteed offer or binding commitment to extend funding.

3. Automated Pre-Screening and Mandatory Criteria

Clients acknowledge that successful capital deployment relies entirely on matching the verified operational metrics of the independent capital channel. Successful progression through our website's interactive step-by-step pre-screening wizards or third-party intake links establishes a baseline matching indicator only; it does not ensure file validation, application acceptance, or subsequent funding. We retain unrestricted rights to decline file transmission for any entity that fails to satisfy required underwriting qualifiers.

4. No Legal, Tax, or Corporate Financial Advice

The informational summaries distributed across this domain, including program guidelines, structural highlights, and the Knowledge FAQ repository, are engineered solely for baseline reference. Content is not intended to represent, nor should it ever be executed as, binding legal, accounting, tax, or investment advice. Borrowing entities are strongly encouraged to consult with their independent legal counsel, certified public accountants (CPAs), and financial advisors before executing any commercial debt structures.

5. Governing Jurisdiction & Corporate Contact

This Legal Disclaimer, Terms of Service, and all related commercial interactions shall be governed by, construed, and enforced strictly in alignment with the internal laws of the State of Tennessee, without regard to conflict of law principles. For official legal inquiries, please contact our corporate desk at: