Commercial Lending Referral Program
American Business Capital operates an institutional referral network for commercial loan brokers, certified public accountants, commercial real estate professionals, equipment vendors, and corporate advisors. Partners introduce commercial borrowing scenarios across our 75+ lender marketplace and receive referral fees upon funded closing, supported by our underwriting and closing desk.
Referral Fee & Compensation Schedule
Referral fees are calculated based on funded principal volume and disbursed following transaction settlement.
| Facility Category | Referral Compensation | Operational Framework |
|---|---|---|
| Direct Portfolio Facilities | Up to 3.00% of Funded Volume | Disbursed on direct capital transactions funded through direct portfolio channels. |
| Marketplace Loan Placements | Up to 4.00% of Funded Volume | Disbursed across syndicated SBA, equipment, commercial real estate, and term lending. |
| Sub-Partner Network Volume | Up to 30.00% Revenue Share | Override compensation paid on funded volume originated by referred participating brokers. |
| Facility Renewals & Draws | Renewal Schedule Eligible | Accounts remain mapped to the originating partner for recurring draws and extensions. |
Eligible Professional Verticals
Structuring capital solutions tailored to the operational requirements of professional firms and commercial intermediaries.
Certified Public Accountants & Financial Advisors
Facilitate liquidity for client debt consolidation, corporate tax obligations, machinery investments, and working capital demands without balance sheet erosion.
Commercial Real Estate Brokers
Provide commercial financing for property purchases and refinances on assets often excluded by conventional banking institutions, including raw land and non-profit facilities.
Equipment Dealers & Manufacturers
Offer commercial buyers point-of-sale financing structures, including application-only underwriting up to $350,000, 0% down options, and terms up to 84 months.
Commercial Loan Brokers & Intermediaries
Place complex, specialized, or bank-declined transactions across a multi-lender syndication network while our operational desk coordinates file underwriting.
Submission & Underwriting Workflow
A structured operational process from initial scenario intake to funded settlement.
Portal Registration
Establish a secure partner profile to obtain individual tracking credentials and dashboard access.
Scenario Intake
Submit client financing parameters directly or provide the client with your dedicated digital intake URL.
Underwriting & Placement
Our operational desk packages documentation, coordinates underwriting analysis, and manages lender placement.
Closing & Settlement
Upon final documentation execution and lender funding, referral compensation is disbursed per agreement terms.
Program Governance & FAQ
Key operational specifications regarding deal management, tracking, and compliance.
01. What is the referral fee structure for commercial financing transactions?
Referral compensation ranges up to 3.00% of funded volume on direct portfolio facilities, up to 4.00% on marketplace placements, and up to 30.00% revenue share on volume produced by referred sub-partners.
02. What financing programs are available through the partner network?
The network encompasses over 75 commercial lending channels from $1,000 to $5,000,000+, including Commercial Real Estate Loans, SBA 7(a) and 504 facilities, Equipment Financing, 12-Year Term Loans, and Revolving Credit Lines.
03. How are client files processed and tracked?
Partners receive access to a dedicated digital portal and individual tracking URL. The underwriting and closing desk manages document collection, lender packaging, and transaction settlement, with status milestones visible inside the portal.
04. Are referral fees paid on renewals or subsequent draws?
Yes. Registered clients remain associated with the originating partner account, qualifying the partner for renewal fees on subsequent credit line draws and facility extensions per program terms.